Health Insurance: Major Medical

Most Health Insurance Plans Sold Today are Major Medical Plans

nurse pushing patient in hospital bed
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Major medical health insurance is a type of health insurance that covers the expenses associated with serious illness or hospitalization. 

Major medical plans usually have a set amount, or deductible, for which the patient is responsible to pay. Once that deductible is paid, the plan typically covers most of the remaining cost of care, subject to co-pays or co-insurance paid by the patient.

Most health insurance plans sold today are major medical plans.

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