Social Security Benefits for Your Premature Baby

Does Your Baby Qualify for Supplemental Security Income (SSI)?

A social security card.
Your premature baby may qualify for social security benefits. Image copyright Comstock Images / Getty

Is My Premature Baby Eligible for Social Security SSI Benefits?

If your baby was born premature or had a low birth weight, you may be able to get social security benefits for your baby. This can really help with paying for your baby's hospital stay and other medical bills, or with child care for your premature baby.

The type of social security benefits that premature babies can receive is called ​supplemental security income, or SSI.

The Social Security Administration provides benefits for any disabled child, including those who are born at a low birth weight. Any baby who weighed less than 2 lb 15 oz at birth qualifies. Babies who weighed more than that may still qualify if they were small for their gestational age.

Read More: Gestational Age at Birth and Corresponding Weight Chart

How To Apply for SSI Benefits for Your Premature Baby

If you think your baby may qualify for social security SSI benefits, you should apply as soon as you are able. Benefits will start right away for babies who weighed less than 2 lbs 10 oz at birth, but other low birth weight babies won't receive SSI payments until the application and review processes are complete.

To apply for SSI benefits, you can visit your local social security office or call Social Security at 1-800-772-1213. You will need your baby's social security number and birth certificate to apply for benefits.

How Much Is the SSI Benefit for Premature Babies?

While your baby is in the hospital, the maximum social security SSI benefit is $30/month, no matter what your income is. After your baby comes home from the hospital, the amount of benefit you receive will depend on your family income.

Read More: Social Security Benefits for Children with Disabilities

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